Pear Tree.Pear Tree.

Credit Analyst (Australian Market)

Added 22 days ago

Position: Credit Analyst (Australian Market)

Salary: AUD 2,000 – 2,500 per month (flexible for top-tier talent)

Working Hours & Conditions: Mondays to Fridays; 9:00 AM- 6:00 PM AEST

Holidays: TBD

About the Role:

We are seeking an experienced Credit Analyst to support the Australian team with end-to-end loan packaging, CRM management, and settlement coordination. This is a backend-focused offshore role where you will work closely with a Senior Australian Credit Analyst to move deals from start to finish efficiently and accurately.

Duties & Responsibilities:

CRM & Pipeline Management

  • Manage and maintain Mercury Nexus (Connective) CRM
  • Keep pipelines clean with accurate notes, task tracking, and status updates
  • Ensure applications move through correct workflow stages without delays

Loan Processing & Packaging (End-to-End Support)

  • Set up new files and provide compliance and administrative support
  • Package and prepare mortgage applications for submission
  • Check, rename, and organise documents accurately and consistently
  • Identify missing or incorrect documentation and resolve issues early
  • Prepare supporting documentation for submission and internal review
  • Perform accurate data entry across CRM and lender platforms

Pricing & Application Coordination

  • Assist with pricing requests
  • Prepare and submit AOL (Approval/Authority/Application packs as required)
  • Order valuations and track progress through to completion

Settlement & Progression Support

  • Follow up with lenders, solicitors, and conveyancers to keep files progressing
  • Track lender conditions, outstanding items, and settlement timelines
  • Monitor deadlines and escalate issues proactively
  • Provide regular internal updates to ensure visibility across the team

Must Have:

  • Minimum 2+ years’ experience as a Credit Analyst or Loan Processor within an Australian brokerage or lender environment
  • Hands-on experience using Mercury Nexus (Connective) CRM strongly preferred
  • Proven experience packaging and submitting mortgage applications
  • Strong understanding of Australian lending processes and compliance requirements
  • Exceptional attention to detail with ability to maintain clean, compliant files
  • Strong written English communication skills
  • Comfortable working within Australian timelines and service standards
  • Proactive “follow-up until done” mindset

Nice to Have:

  • Experience with debt consolidation scenarios
  • Experience with non-conforming or complex credit files
  • Understanding of lender documentation standards and assessment requirements
  • Experience coordinating valuations and managing settlements at volume