The Credit Analyst reviews financial statements, credit reports, and Coface’s own experience in order to assess the creditworthiness of a buyer and produce a Debtor Risk Assessment (DRA). He/she liaises with Underwriters in order to maintain coherence between the DRA and the risk exposure. The Credit Analyst is responsible for the monitoring of a portfolio of companies with medium to large aggregation of credit risks. Within specified industry sectors, he/she will:

Contact companies and speak with executives to obtain financial and business information required to assess their current situation.
Gather and analyze additional information (financial statements, professional articles, market data, etc.) as needed.
Produce Debtor Reports demonstrating that information has been analyzed, where contradictions can be evidenced, conclusions are drawn and that the recommendation to underwriters is clear and precise
Act on and respond to DRA revision requests from risk underwriters and analysts in other regions in a timely manner ensuring Service Level Agreements (SLA’s) are respected.
Monitor risk and update assessments upon receipt of alert from internal (claims) and external sources, and send warnings on specific events to Underwriting.
Contribute to the accuracy and consistency of Coface’s database of companies, ensuring appropriate identifiers, links, and coherence of DRAs.
Pro-actively build and maintain good working relationships with underwriting and information colleagues.
Communicate to underwriters and management any adverse information which is relevant to a review of exposure.
Ensure compliance with regulations and procedures as laid down by Coface and external regulators
Contribute to transversal projects according to skills and experience (vendor management, backoffice management, internal trainings etc…)